Are you covered?

According to The Insurance Information Institute:
"A good rule of thumb: water that comes from the top down is generally covered by your home or renters insurance, but when it comes from the bottom up as in a flood, it's generally not. Flood insurance should be considered by every homeowner. Statistics show 26% of losses come from areas that are not deemed as flood zones."


"Even a small amount of water can cause serious damage to your home. If you haven't done so in a while, be sure to review your homeowner's insurance policy with your agent so you know what's covered and what's not, and be aware that all homes are at risk for floods."